Comments on: Getting A Non-RFID Credit Card

By: Ed

Ed — Wed, 13 Apr 2011 04:23:43 +0000

The high-handedness of Chase in issuing a credit card with Blink that I didn’t request and don’t want is a cue to me to shop around for a replacement bank. In the meantime, does anyone know if a thin layer of tin foil lining the wallet compartment of the card will block transmission of the data?

By: David

David — Fri, 28 Jan 2011 20:23:07 +0000

The security has been broken and criminals are actively exploiting this feature. The recomendation is to get a card envelope that contains lead to prevent it from being scanned. 60-minutes had the report and it’s all over the net now..

So much for secure .. Thinking I may have to cancel my card..

Dave

By: mike

mike — Thu, 28 Oct 2010 17:31:24 +0000

FYI: here is a good article on the subject and also contains information on so called ‘chipped’ cards, which have a very large security hole, with criminals able to spoof or fool the system into taking a false pin code, but registers as a real pin code. The real holders of the cards cannot prove the fraud, and are fully liable for fraudulent purchases.

http://www.cbc.ca/consumer/sto.....cerns.html

As the story points out, the Banks are not trying to prevent fraud, they are reducing their risk, and that risk is being put right on the consumers shoulders.

By: Michael

Michael — Thu, 28 Oct 2010 17:14:50 +0000

Some of the points that the credit card companies make is that:
The issuee is protected from fraud.
The data is encrypted.

Having stuff put on your credit card is a big deal, as one commenter stated. You are at the mercy of the credit card company, weather or not they agree with you on the point your card has been ‘stolen’. If they so not, your on the hook. Plus, we all pay for stolen credit cards in higher fees, interest rates (for those who don’t pay off every billing period) and in higher merchandise costs.
Tests by a university showed that at least one card sent the owners name and credit card number and expiry date in plain text, un-encrypted.
As the music industry has learned, with DVD, Super Audio CD, and DVD Audio, all encrypted devices, and all with broken encryption almost out of the gate. The only way the companies are protecting themselves is with the DMCA laws, which only law abiding citizens abide by. Crooks and organized crime certainly don’t care about breaking the DMCA laws.

Now, I don’t know if anyone has broken the encryption on the credit cards. If they have, the credit card companies are NOT going to announce it. The criminals are NOT going to announce it. That leaves the consumer in a poor place, unable to trust either the crooks (at least we know we can’t trust them) and unable to trust the credit card companies and anyone with smarts knows you shouldn’t trust them, either.

Neither have your best interests in mind. If you don’t believe me, ask a credit card company who much money they lost due to fraud in previous years. Ask what they are doing to prevent fraud. Be prepared for a song, and a dance.

By: Rob McMillin

Rob McMillin — Fri, 15 Oct 2010 23:10:22 +0000

Hm. Microwave oven?

By: Mike

Mike — Sat, 28 Aug 2010 19:09:41 +0000

It looks like you can’t get them without blink anymore. I just recieved a replacement to my chase freedom card, 2 years before the expiration, and the new one has blink. I called, and they said they no longer offer a card without blink. The new card has a different exparation date than the old one, and could cause problems with verification if i continue to use the old one.

I told them i’d have to think about whether i will cancel the card, or not. I guess i could intentionally damage the RFID chip. It’s clearly visable as to it’s location. Does anyone offer a card with similar rewards that i can get without an RFID chip?

By: Payton F. Gautreaux

Payton F. Gautreaux — Mon, 30 Nov 2009 02:22:08 +0000

My girls and I we’ve owned more prepaid credit cards over the years than we can count, including Bank Freedom, Greendot, etc. But, the last few years I’ve found that one is the best for are family AccountNow Visa. Why? Because I was thrilled to discover how well-designed and child’s play to use the underappreciated (and widely mocked) AccountNow Visa’s are.

By: Dave_T (davet) 's status on Sunday, 23-Aug-09 19:35:57 UTC - Identi.ca

Dave_T (davet) 's status on Sunday, 23-Aug-09 19:35:57 UTC - Identi.ca — Sun, 23 Aug 2009 19:36:08 +0000

[...] http://robert.accettura.com/bl.....edit-card/ [...]

By: Brian

Brian — Tue, 28 Apr 2009 00:36:34 +0000

As a Washington Mutual customer – now Chase, I too received a unwanted RFID card. All I need is a ATM card that has debit capabiliy (buy groceries without carrying 200 cash with me each time). Washington Mutual provided this.

I called Chase to opt out of this new RFID card. I ws told by customer service and her supervisor that this is the ONLY CARD they now offer.

After requesting that this feature be deactivated, I was told it can’t be done.

After much discussion, they said I could get a regular ATM card for bank use only (that doesn’t help if I want to swipe and debit directly from my account at the grocery store.

This issue was not resolved with Chase.

Upon reading a few suggestions on line as to how to deactivate the RFID chip, I gleefully wacked the chip with a ball ping hammer. Drilling though it is a pleasant alternative.

By: Ron Morris

Ron Morris — Sat, 21 Mar 2009 04:15:10 +0000

It took me three tries to get a non-Blink card from Chase, without any downgrade or number change. Even the three digit security code was the same, meaning I really did not need to activate the replacement card. Funny also, that I could activate the card from a friend’s phone using information only on the card. Security, WHAT security? This is not optimal, as a thief could have stolen the new card from my mailbox and used it at will. But, this unlikely event did not occur. The first two tries resulted in more than a week’s wait, and each time I was told that the new card was not issued because of “technical reasons.” I would love to believe this is because of huge demand for NON RFID cards. I love technology, but not if it is used in this way. I could have deactivated or shielded the chip, but why not send a message to the corporate *&!!^*^’s who foist this insult on their customers. The only way to be free from credit card safety concerns is to NOT USE THEM.